Google AdWords Opportunities – Attract All the Prospects You Will EVER Need

Google AdWords has become a big buzz word worldwide due largely to various opportunities it offers to people. The benefits are really unbeatable for companies and business-minded people. Just about anyone can display their ads on Google and its wide advertising network. Google AdWords are not prohibitory also, they suit any type of budget, for start-up companies or big multinationals.Google AdWords offers flexibility. It has various packages or options that are just right for your product, service or business. For one, it has a policy that you pay only if people clicks or accesses your ads, not when they are displayed only. That is really cost-efficient especially for start-ups. You can also set a budget and Google AdWords would not go overboard. Moreover, if your ads get higher click-through rates or CTR, you also get a chance to pay Google lower rates as it rewards or provides incentives to better-performing advertisements.So how does Google AdWords work? It is really quite simple. You create your ads and choose appropriate keywords that are of course related to the products or services you offer or the nature of your business. Your ads would appear on Google when people or Internet users would type one of your keywords. Your ad would pop up besides related search results. This is called direct advertising because only the people interested on your product, service or business are targeted. Thus, the number of your customers or clients would multiply overtime.The prospects and possibilities are really endless on Google AdWords or better yet the sky is not the limit. The world becomes really barrier-free when you advertise with Google AdWords because it is affiliated with the most popular search engine. Thus you can just imagine the number or volume of websites, blog sites, news engines among others that link up with the Google network. You have access to the same diversified network through your Google AdWords ads.Google AdWords also provide adequate service support. Its website will guide you through every step of the way. It is user-friendly and easy to understand. It is really an online tutorial on how to get started in Google AdWords, from setting the keywords to understanding costs and payments involved. There are hundreds of tips that you can access too.The Google AdWords has really grown in leaps and bounds from all over the world. Local, regional and global businesses benefiting from growing customer base, increasing sales, diversified markets and,overall enhanced presence or exposure in their desired market niches because Google AdWords ads are focused, direct and targeted. There are less misses and more hits for your ads. Your website’s traffic will surely get congested and brand recognition will greatly improve.Before long, you will join the many who have written testimonials and good praises to Google AdWords for the unbeatable opportunities and prospects that it has made possible. You just have to browse the Internet for these success stories and testimonies to believe and be convinced that Google AdWords is the way to go.

Miami Cheap Flights and Hotel Bundles

If you are planning a flight to Miami, you can score a cheap Miami flight by purchasing a Miami vacation package. More and more travelers are learning to save by taking care of the costs of their airfare, hotel accommodations and more when purchasing a flight and hotel bundle from any of the number of reputable travel companies that offer these types of deals. You can find your choice of flights and type of flight, whether you prefer to ride in economy or first class, along with five star lodgings once you hit the ground in Miami. What’s more, many of these package deals also include a rental car for your time in Miami, provided by the best rental car companies on the market – and many will include tickets to your favorite Miami attractions and meal vouchers to dine at your hotel or other Miami eateries. Let’s look at some of the best Miami hotels that you might want to consider when booking a flight and hotel bundle.The Angler’s Boutique Resort is growing in popularity and is consistently named as a top hotel in Miami. Although there’s not the quantity of rooms at this popular resort as you will see with some of the more famous ones in the area (there’s just 49), you will find that no amenity is spared at the Angler’s Boutique Resort, and the service is second-to-none. Big, warm rooms or three story villas with spiral staircases and showers on the roof – the choice is yours. An onsite restaurant offers tastes of the Mediterranean (aptly named, 660 Mediterranean Kitchen) for guests who also have the option of eating their dinner poolside in a cabana.Another little known luxury hotel in Miami that you might consider for a flight and hotel bundle package is the Betsy South Beach, which is formerly known as the Betsy Ross. Located on Ocean Drive in Miami, the Betsy is a colonial styled hotel with a tropical feel that is home to a by-invitation-only lounge. Sixty-three elegantly appointed rooms keep the Betsy intimate in both size and vibe. Sleep in luxury in a huge four poster bed or watch the game on a huge LCD television or grab an unobstructed view of the mighty Atlantic from your hotel window. The Betsy also boasts a rooftop solarium, spa and pool, and the beach at the Betsy is attended by beach butlers who are ready to serve you breakfast in the sand.The legendary Eden Rock Resort is a Miami staple, and has just undergone a multimillion dollar renovation that included the addition of two new restaurants, a twenty-one story tower that houses two hundred and eighty two rooms, and fourteen two level bungalow suites that are maxed out with amenities. Look for the new spa and fitness center at the Eden Rock to become a favorite among guests. The Eden Rock Resort is a bit pricier than many accommodations in Miami, but if you can swing it – the cost is well worth it for the top notch service and impeccable beauty that will surround you during your stay.Fontainebleau is another Miami hotel that has received a costly high-dollar facelift in the past couple of years – which is why it is becoming the hub in Miami when it comes to hosting conventions. But the average traveler will also appreciate the Fontainebleau with its lavish décor, abundant chandeliers and checkerboard marble floors. The Fontainebleau is most known in Miami as the hang out for eighties Rat Packers, and is also home to a massive nightclub and a poolside sushi lounge. Book early if you want to stay at the Fontainebleau – most of its 1,504 rooms and suites are at capacity much of the time.These are just a few of the choices that you might run across when booking a cheap Miami flight and hotel bundled deal; there are many more. In fact, Miami has hotels for every budget – from airport hotels and discount hotels to $1,000 a night establishments that cater to your every whim.

Payday Loans – Fast Temporary Money

Are you running low on cash? Do you need money for an emergency? Is it few more days before payday? Worry not! There is an answer to that problem… payday loans. This is one of the easiest and fastest ways to get money until the next payday.What is a payday loan?This is also known as the paycheck advance, payroll advance, check loans or simply the cash advance. This is a small amount that you borrow from lenders before your next payday.Who offers these payday loans?These loans can be availed from lenders licensed by the government such as the payday loan stores, check cashers and pawn shops. As of December 2006, there are already around 25,000 payday loan outlets in the United States that clients can choose from.How much can a client avail?Loan can range from as low as $100 to as much as $1500 depending on what state you are currently living.When is the due date for the payday loan?This is usually two weeks after you receive the money.How much is the usual interest rate for payday loans?For payroll loans, it ranges from 390% to 900% annually (Annual Percentage Rate). The rate is typically higher than other loans because it is a small and short-term transaction.How does this work?First, apply for the loan and submit all necessary requirements. Then sign the loan agreement, issue a postdated check to the lender and receive the money. After that, the lender keeps the check and deposits it on the loan’s due date unless it is replaced with a new check or the loan is already paid.Why should one avail for a payday loan?Borrowers avail for this loan if they have temporary cash flow problems and they need an immediate amount of money; if a person is facing an emergency and needs money on a short-term basis; or a person, who is with a bad credit standing can not avail of any other type of loan like bank loans, credit card and other low interest alternatives.What are the advantages of a payday loan?1. It requires minimal requirements. Requirements such as a bank account with a good standing, stable source of income or a job and identifications proving that the client is really the one who is acquiring for the loan are all that it needs.2. It is usually approved within the day. Once the borrower submits all the necessary requirements and accomplishes the forms, money can be received on the day itself.What are the disadvantages of a payday loan?1. It is temporary money. The amount borrowed is to be paid immediately. The concept of the loan is to have it for a short time and to be repaid in full as soon as the expected money or salary arrives.2. It has a higher interest rate compared with other cash loan alternatives. The interest cost money. Payday loans costs more compared to other cash loans. Interest rates can range from 390-780% depending on how many times clients repeat their loans.Should consumers avail of the payday loans?This depends on the reasons of why to avail.Yes, if you can provide the requirements and be able to comply with the payment scheme. If you are really in need of the money and you don’t have any other choice but to apply for it. If you understand the terms and agreements that are written in your contract and you can follow it.No, if you can not guarantee your payments. If you can not pay in full and will reapply for another cycle of the loan. If you have other options aside from payday loans and you can still avail for it.Tips for those who plan to avail it or have availed already.1. Make sure to read the contract before signing and keep a copy for your records.2. Make sure to have enough funds on your checking account if you didn’t pay in full or you did not renew the loan, in case the lender deposits your check.3. In case you can not pay in full, it is better to renew your loan rather than to have a bad credit standing which can later on affect your ability to get credit in the future.

Organic Gardening Gifts Online

Organic gardening gifts online are plentiful and, with a bit of imagination, can be found in highly unlikely places. You can, of course, give organically grown flowers – a bunch of roses or a wildflower bouquet. You can give an organic live plant, nicely displayed in a natural basket. You might even give a gift of organic tea.Organic gardening gifts online don’t stop there, though. As the popularity of organic gardening grows, the number of gifts for the gardener also grows.Organic Gardening ToolsOrganic gardening calls for tools that chemical gardening does not. Anyone doing organic gardening will enjoy receiving unique tools. For example:1. Compost Container: Small-scale organic gardening does not require a large compost pile. A compost container, made from recycled plastic, can recycle kitchen waste into organic compost without a compost pit or pile.2. Worm Factory: This organic gardening gift is another efficient way to compost. Just put worms, their bedding, and some scraps of food in the worm factory’s bottom bin. Stack other bins on top, with more food scraps in each. As the worms finish their meal on the first floor, they move upward to get more food. Their castings in the bottom tray, an excellent organic fertilizer, can be harvested. A handy spigot on the bottom tray drains off compost tea.3. Compost Crank: If your gardener does use a compost pile or pit, a compost crank makes a good organic gardening gift. He or she will simply have to crank the corkscrew tip into the pile and pull out to aerate the pile.Earth-Friendly Organic Gardening ToolsOrganic gardening gifts online also include some regular tools that are earth-friendly. Think of mowing the lawn with a push mower to reduce pollution. While pushing, wear lawn aerator shoes to keep the lawn aerated so that nutrition and water get down where the roots can use them. Someone who is “into” organic gardening will also appreciate a tree and shrub root irrigator kit. It saves water while being sure organic fruit trees and shrubs receive deep watering.Ergonomic Organic Gardening ToolsOrganic gardening requires more work than chemical gardening. Ergonomic tools will be appreciated by an organic gardener. Sets of ergonomic tools with a convenient canvas bag can be found at many online gardening supply stores.We found a unique organic gardening gift online – an ergonomic gardening tool called a detachable ergonomic gardening tool set. One handle can be used with every tool in the set.A wearable gardening stool lets your organic gardening friend rest feet and back while gardening. Even with hands full, the stool is always available.Organic Gardening Seeds or SeedlingsOrganic gardening gifts online include organic seeds or seedlings, too. A home window garden kit set we saw would be a great gift for an organic gardener. Each set has four window garden cans, with everything you need to grow organic seedlings on a window sill. You add water and sunlight, and transplant the plants when they are big enough.Any organic seeds or seedlings would be a good organic gardening gift. Herbs are always nice – fragrant and useful.Organic Gardening BooksA book or two on organic gardening is a good idea, especially for the beginner. Find a beautiful and informative book, and your organic gardener will spend happy hours reading.Organic Vegetables Mail OrderAn ongoing gift of organic vegetables by mail order is also good. Find one of the online organic sites that ship via next day in the U.S.Just for LoveOne organic gardening gift we found online would be fun to give, especially to someone you love. The “Amazing Message Plant” comes in its own planter, ready to grow. The recipient pops the lid, waters the plant, and places it in a sunny location. As it grows, the plant reveals the message “I love you” on its leaves.Can’t Decide What to BuyIt can be hard to choose just the right organic gardening gift. Everyone has their own likes and dislikes. If you can’t decide what to buy, check online gardening supply retailers for gift certificates. You can often get them in denominations of $25 or $50. Order one or more, and place them in a nice organic gardener’s greeting card.

An Inside Look at the Importance of a Smile in Sales

If you’re in sales, then you’ve probably heard all sorts of advice, from “don’t oversell” to “focus on solving problems.” However, one of the best pieces of advice that many forget is to smile! After all, your smile is one of the first features people notice about you, and it plays an essential role in the first impression you make. Keep reading to learn all about the importance of a smile in sales (as well as how cosmetic dentistry can help!).

Smile: Your Sale Depends on It!

Knowing your product and knowing your audience are key in sales. However, you don’t get far if your client doesn’t trust you or believe you. That’s why it’s so important to make a good first impression! Here are a few ways a smile can help:

• Smiling is more powerful than you might think – One study found that smiling has the same effect on our brain as $25,000 in cash!

• Smiling communicates your state of mind – Smiling is a non-verbal cue that you are happy to be where you are, that you are confident in your product, and that you are ready and willing to help.

• Smiling creates a ripple effect of positivity – Have you ever seen a friend yawn and done the same? Or seen someone take a sip of water and immediately realized you’re thirsty? Thanks to the mirroring neurons in our brains, we naturally mimic the behavior of those around us.

But What If You Don’t Like Your Smile?

If you don’t like your smile, don’t worry – that’s where cosmetic dentistry comes in. Whether you’re struggling with misaligned, misshapen, cracked, or otherwise imperfect teeth, your smile goals aren’t out of reach. The first step? Scheduling an appointment with a skilled cosmetic dentist. For both my father and myself, providing high-quality, personalized, and judgment-free dentistry is a passion. There’s truly nothing better than seeing someone walk out of our office with a dazzling, confident smile! So, don’t wait to make your dream smile a reality – it could make all of the difference when it comes to your personal and professional life!

Where to buy beautiful rugs, floor mats and more.

Where to buy beautiful rugs, floor mats and more. Including unique t-shirts, dresses, bags and artworks. All in one website with free shipping worldwide!

QueenNoble.com is the exclusive online art gallery and home décor online store where items were designed by artist QueenNoble Dr. Elle Ramirez. You can get all your home decorating needs in one place without worrying the shipping fee. You can collect all her original art pieces and open editions from your comfort zone in just few clicks. All original artworks will be shipped straight from the country of exhibition with free shipping worldwide. Home décor on QueenNoble is not your usual home decoration items. Every items were designed by QueenNoble Dr. Elle Ramirez exclusively made from handmade paintings turned to manipulated photos to make stunning designs for every home décor items such as the rugs, lamps, wall decors and more. Of course the original artworks of QueenNoble are all available to every collectors who collect only original artworks. The prints are premium quality, framed and ready to hang for everyone’s convenience. Rugs, lamps, pillows and others are designed by QueenNoble, and then manufactured by partnered companies in Europe and in The United States.

The artist And Designer QueenNoble

Dr. Elle Ramirez also known as QueenNoble is an American international fine arts artist, designer, sculptor, photographer and an author. Dr. Ramirez creates rare textured and embossed abstract artworks from wall sculptures to embossed paintings. Her career began from year 2006 up to this present day. (See Wikipedia.)

QueenNoble is known for her textured and embossed abstract artworks mimicking planets, natural stones and rocks, abstract engraved portraits, several monochromatic and vivid concepts.

“Live Minimal” is one of QueenNoble’s art books released year 2021. (See Google Scholar Books)

QueenNoble is also an author of several mental health books like “Quarantine: The Challenges During Quarantine and How to Keep Our Sanity”. QueenNoble is also the author of the Novel called, “The Cart Season 1”. (See more on Amazon)

One Of A Kind Products You Can Buy On QueenNoble

One of a kind luxury collectibles with certificate. Unique items designed and curated by QueenNoble Dr. Elle Ramirez are now available on the official website. One collectible is to one collector or owner. Collectibles can be a wallet, bag, a piece of art, a furniture, a dress or a shirt and more. A first come first served basis. Handmade with love and attention. Own something that no one has in the entire world. Only on QueenNoble. What will you get on the top of that? You will receive a certificate of authenticity upon receiving your item. Free shipping worldwide. Free repair and replacement in case of a major manufacture error. Most items are handmade and are genuine leather so slight imperfections are visible which are the signs of most genuine leathers in the market. Varieties of items and vast selections although items are very quick to be sold.

Who does not want a one of a kind item? It is really disliked to run to someone with the same exact dress in an occasion or a business meeting! Now on QueenNoble not only original hand-painted artworks are available now you get to wear an art yourself anywhere and anytime. Display a furniture or a décor and be asked by a friend or a colleague, “Where can I buy one?” and of course the answer is “You can’t buy that in the market.” Because It is only one!

What happens after you buy a one of a kind on QueenNoble? The price increases yearly for 10 years. What an investment for yourself or a luxurious lifetime gift for a special someone!

From the author’s words:

If you are a collector and a shopper, QueenNoble is definitely where to go specially if you are looking for unique designer’s décor such as rugs, comforters, bags, wall art etc. A lot of selections to choose from. The designs are contemporary and modern. In one look you know where the products are from since you can only find them on queennoble.com. The processes are also very convenient and shipping is fast worldwide.

I bought a one of a kind bag. When I received it it came with an envelope consisting the certificate. The leather bag is stunning. Fast shipping and free delivery. They also offer free repair in case there is a manufacturer error for free.

Note also that if you are a merchant you can sign up on their trading program. There is a 15-30% commission. Less work for you all you do is share the url of the product and your designated coupon code which you’ll receive when you sign up and you get paid everytime someone uses your coupon code. Sound interesting right? Copy code, share url and code on your social media and earn as you go.

QueenNoble is also on Saatchiart, Artmajeur, Singulart Galleries. On QueenNoble’s original artworks, all artworks with certificate of authenticity will be shipped straight to the collector from the current exhibited country and also free shipping worldwide.

What are anti-ligature blinds?

Anti-ligature blinds are becoming increasingly popular in a range of different settings. The way these blinds differ from traditional blinds is that they are designed to prevent suicide by hanging.

Initially, uptake for this type of blind was largely restricted to high-risk environments such as psychiatric hospitals and prisons, where suicide is common. In mental health environments and detention centres, suicide via hanging is common and preventative measures must be implemented. A huge range of objects could be used to create a ligature point, meaning anti-ligature systems are highly important.

Over the years, anti-ligature blinds have been supplied to hospitals, schools, student accommodation and even hotels.

How do they work?

There are a range of different systems on the market, but the most reliable could well be the magnetic anti-ligature system. YewdaleKestrel® products utilise load release magnets which separate when a downward force is exerted on the product. This means that the product falls to the ground safely and prevents suicide via hanging.

The magnetic systems used in Yewdale’s products are highly reliable because magnets don’t lose their strength for hundreds of years, guaranteeing a lifetime of lifesaving functionality.

Anti-ligature blinds usually have a magnetic connection point above the blind’s barrel. The blind is easy to reconnect to the magnetic bracket after it has fallen to the floor.

If you are considering an anti-ligature blind, Yewdale is a highly recommended company. Based in the UK, Yewdale produce a wide range of anti-ligature products, commercial blinds, and healthcare products including hospital cubicle tracks and medical curtains.

Yewdale produce other anti-ligature products too including a soft, lightweight en-suite door and other accessories such as soap dispensers, toilet roll holder, shelves and artwork. You can see the full range on the website using the link below.

10 Unsafe Symptoms of Cell Phones Usage on Teens

10 Unsafe Symptoms of Cell Phones Usage on Teens

Over and wrong utilization of PDAs can harm mental as well as actual health. Parents might consider giving their teens cell phones for security motivations. Be that as it may, the conceivable abuse and opposite symptoms of cell phones on young people are not obscure. While it effectively is mindful of your kid’s whereabouts, taking into account its antagonistic consequences for teens is significant. As indicated by a review led by the Seat Exploration Center, around 785 of all youngsters between ages 12 and 17 have cell phones (1). It is a typical sight these days to see a gathering of youngsters standing together yet having no discussion and being engaged with themselves. Teens utilize their cell phones to call their folks and do other great and awful things. Around one of every four teens approach the web, definitely more than grown-ups. Look at the post to know whether cells are great for teenagers, the adverse consequences of PDAs, and tips on the safe use of cell phones.

Impacts Of Cell Phones On Youngsters

There is no question that a cell phone is a convenient device. It facilitates correspondence with partners, companions, and family members. However, every innovation that gives such advantages comes with a bunch of adverse consequences. The effect of cell phones on youth and society is tremendous. This region requires consideration when you are giving your high schooler a phone. This is the way PDAs influence, teens.

Teen tendonitis (TTT)
Abundance generation of messages can prompt High schooler Tendonitis (TTT). It causes torment in the hands, back, and neck because of the unfortunate stance. As per a five-year partner study, extreme phone use is known to bring about outer muscle problems, for example, tendonitis and first carpometacarpal joint pain in the lower arm and thumb.

Stress
Having a mobile phone will entice your high schooler to go the entire day talking or messaging as opposed to doing useful things. Studies have demonstrated that youngsters who invest a lot of their energy in their cells are more inclined to pressure, uneasiness, and melancholy. Research has additionally tracked down that extreme utilization of cell phones might bring about an expanded gamble of emotional well-being issues.

Sleep misfortune
Most teenagers keep their phones close by while resting to answer messages and calls and stay reachable nonstop. This might prompt rest interference and disturbance. Investigations have discovered that young people who use cell phones after the lights out experience expanded sluggishness. Additionally, undergrads who use phones after the beginning of rest are accounted for to be alert an extra 46 minutes out of every week.

Mishaps
Adolescents will quite often go to calls and text while driving, which is demonstrated to be risky. As indicated by the Places for Infectious prevention and Counteraction (CDC), adolescents are bound to be diverted more than drivers of some other age. Thus, utilizing a mobile phone while driving ought to be a severe no.

Uneasiness
Depending on messaging as an essential method of correspondence can increment uneasiness in youngsters. Messaging is right away satisfying, yet it likewise creates tension. The moment answered by a companion can give pleasure and euphoria. However, if there should be an occurrence of deferred reaction or no reaction, this equivalent joy can transform into disillusionment. Likewise, mobile phone habit can transform into a fixation to promptly take a look at messages and answer. It might likewise increment tension by making a deception that they had gotten a message in any event, when there was no message, making them regularly look at their telephones (3).

Hazard of malignant growth
Despite the fact that there’s no obvious proof of the connection between wireless use and disease, there are a few measurably huge relationships in certain individuals. Information gathered from five European nations have shown an expanded gamble of acoustic neuroma in people who utilized a cell for at least ten years.

Despite the fact that there is no unmistakable examination supporting the gamble of malignant growth and cell utilization, it is said to have a wide scope of well-being impacts.

Cyberbullying
As indicated by a review led on 13-18-year-olds by Cox Interchanges, 15% of kids had been cyberbullied on the web, 10% had been cyberbullied by cell, and 5% had cyberbullied someone else through a phone.

As indicated by a review, cyberbullying makes young people miserable and reluctant to go to class. This study has likewise observed that youngsters who are cyberbullied have a higher gamble of psychosomatic issues, for example, incessant migraines, issues nodding off, a higher pace of tension, and depression.

Cyberbullying is considerably more challenging to recognize than actual harassment as it will in general be more imperceptible. Additionally, the culprits can take cover behind the obscurity presented by the web.

Bogus distinction
The most recent advancements in cells have made it simple for youngsters to get any data. The majority of the things projected via online entertainment and the Web may not be exact, yet teens who are innocent (at their age) could view them in a serious way and get impacted. This could lead them to live in a dreamland and foster bogus renown. Some may likewise turn to wrongdoings to satisfy their dreams.

Heftiness
Steady utilization of phones may likewise cause weight in young people. As indicated by a review led by Harvard T.H Chan School of General Wellbeing, youngsters who spend more hours daily on phones are bound to become stout. The concentrate further says that youngsters who spend over five hours daily before screens are 43% bound to get less rest or exercise, bringing about weight

Vision issues
Expanded utilization of mobile phones is said to cause vision issues in young people. According to a review led by 30 clinical understudies, 83% of them were found to have wireless vision conditions. The side effects incorporate pressure, redness, consuming sensation, obscured vision, and dry eyes.

Over-the-top use of mobile phones outperforms their value and makes new issues for young people. While you may not prevent your teen from utilizing a mobile phone, it is feasible to restrict the use by laying out some guidelines.

Prior to giving wireless to your youngster, ensure they know about the focuses underneath.

Tips On Safe Use Of Cells For Youngsters

Cells are staying put, basically not at any point in the near future. Along these lines, you want to show your adolescents about cell phone security and how to dependably utilize it. They additionally need to have concurred limits for cell phone use. Here are far to stay away from the antagonistic impacts of cellphones on youngsters:

Complete weight loss strategy

For those who want to lose weight

Research on the causes of obesity, knowledge about weight loss, and various diets for weight loss are updated every year. However, with the update of knowledge and the release of diet pills one after another, the obesity rate continues to rise every year, and there is no sign of wanting to decline. I used to be very, very fat, and I am also a person who is prone to obesity.

So I understand the voices of fat people, I really want to lose weight, but I tried many ways to lose weight at that time without success.

I have tried the common boiled meals on the market, eating less and moving more, but it was not until I tried other diets that I managed to lose weight. After I lost weight, I began to study the essence and method of losing weight, and wrote him in this weight loss strategy article, hoping to help you.

A few key myths about losing weight

The weight loss myth of eating less and moving more

The phrase “eat less and move more” is actually true, but most people do it wrong. Many people think that they should eat less of everything, so they limit their calories to a very low level, and it feels a bit like eating an ultra-low-calorie fairy meal. Then, for the hyperactive part, the first thing that everyone thinks of is aerobic exercise such as running, cycling, etc., but in fact, this is a very short-term and easy way to regain weight, mainly because eating too little is an easy way to lose weight. The reason for the loss of muscle mass, coupled with the fact that aerobic training is not helpful for muscle mass growth, causes the metabolism to drop too much.

Maybe you can lose 5 kilograms in this way, but if your metabolism declines, you will easily regain the weight. And it’s all the fat that gets back up, not the muscle you lose that makes you look fatter than before. This is what we call the yo-yo effect, lose weight, get fat back, get fatter than before, lose weight, get back on Fat, get fatter than before.

Stop taking diet pills and meal replacements

At this time, you may start to seek other ways, eat weight loss meal replacements, taking diet pills, and so on. But believe me, most diet pills will inevitably hurt the body, especially the gastrointestinal tract. You may actually lose weight in the moment, but when your gastrointestinal tract is damaged, you will be fatter than before.

The key to understanding how to lose weight

You must have thought, why some people will not gain weight no matter what they eat, while some people will gain a kilogram the next day after eating a little bread? What is the cause of obesity? This is not a simple answer that can be solved!

You can see the link to the picture below, mainly talking about the influencing factors of obesity, which are very, very complicated.

Image source: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/296290/obesity-map-full-hi-res.pdf

In the middle of this picture is the heat balance

So we can know that calorie balance is very important

But this article doesn’t keep preaching that calorie balance is the key to losing weight like other sites

If you don’t know what calorie balance is, you can probably imagine that our body has calorie consumption (exercise, thermogenesis, basal metabolism), and calorie intake (eating).

When calorie consumption exceeds calorie intake, the weight will drop, so the truth of weight loss is to eat less and move more, very simple. In the short term, it is really possible to simply achieve weight loss by eating less and moving more, but simplicity is not simple, because the operation of the body is very complicated. Many people think that they can control their calorie consumption, that they can achieve a lot of calorie expenditure by running all the time, and that eating fairy meals (low-calorie meals) can reduce calorie intake and then easily lose it.

However, according to research, 90% of people who use calorie control, eat less and move more to lose weight will fail or regain the weight.

Because eating less and moving more for too long, metabolism will easily drop, hormones will easily become imbalanced, and muscle mass will easily be lost. Even if you lose 10 kilograms, you will easily regain weight.

When losing weight, the body is like a factory

For me, the key to long-term weight loss and maintaining good posture is the environment in the body, such as hormones, the level of inflammation in the body, and the gastrointestinal system.

Think of the body as a factory

-Your hormones are the managers and workers of factory operations

-Inflamed condition is how good factory machinery and hardware are

-Calorie intake is wages for factories as well as fuel

If the manager of this factory is an idiot, or if the hardware in your factory is completely rotten, then no matter how it works, it will create a pile of waste. Just as our hormones are already out of balance and the level of inflammation in the body is very high, no matter how much you eat, if you don’t solve the existing problems, it will easily accumulate into fat. It may be easier to understand with a few examples.

Hormones vs Weight Loss

This study looked at the effects of sleep and weight loss

Research source: https://www.ncbi.nlm.nih.gov/pubmed/20921542

Both groups of humans were calorie-restricted, but one group slept 5.5 hours a night and the other 8.5 hours. Both groups lost weight, but the group that slept less lost 55 percent less body fat and 65 percent more muscle mass than the group that slept more. It is equivalent to losing weight, but most of the loss is muscle mass, which reduces metabolism and makes it easy to regain weight later.

There is such a big difference mainly because poor sleep has a negative impact. The imbalance of the secretion of these things will easily increase fat and reduce muscle.

This next study looks at the effect of insulin sensitivity on body composition!

Research source: https://www.ncbi.nlm.nih.gov/pubmed/19471290

Basically, many chronic metabolic diseases, obesity, and poor muscle-building effects are closely related to low insulin sensitivity. Insulin is an anti-catabolic hormone whose main function is to store nutrients in cells. For example, after heavy training, our muscles will be more sensitive to insulin, and the nutrients we eat will be more easily absorbed into the muscles. When insulin sensitivity is low, the nutrients we eat are more likely to be stored as fat rather than absorbed into muscles.

We can simply say that the nutrients in the food eaten by people who are insulin insensitive are more likely to be stored as fat, and the relative fat mass will be much higher than the muscle mass.

To put it simply, the key to losing weight is actually to improve hormones, improve inflammation in the body, and add an appropriate calorie deficit. It is not difficult to achieve a calorie deficit. What is more difficult is how to choose the type of food that suits your body to improve hormones and achieve a long-term good body.

If you only pursue short-term weight loss and rely on a lot of calorie deficits to achieve the effect of weight loss, and then the hormones are still the same after the loss, then I can guarantee that you will gain weight very easily.

With so many ways to eat on the internet, which diet should I try?

When talking about losing weight in Taiwan 30 years ago, everyone would definitely want to use boiled meals

When it came to losing weight five years ago, everyone might think of using a low-sugar diet. When it came to losing weight in the past two or three years, everyone might directly think of the ketogenic diet.

I lost 30kg in 3 months on a low-sugar diet myself for the first time, so I used to believe that a low-sugar diet was the best way to lose weight

But after my long-term understanding of weight loss-related research, genetic cognition, and observation of students, there is no diet that is most suitable for everyone! Although it is said that high-carbohydrate foods will most stimulate insulin secretion, which in turn promotes the storage of nutrients into fat, some people are naturally good at metabolizing carbohydrates, so they can still be healthy and strong after eating high-carbohydrate throughout their lives.

For example, this study compared the responses of people with high and low insulin sensitivity to high- and low-carb diets.

Research source: https://onlinelibrary.wiley.com/doi/full/10.1038/oby.2005.79

The study concluded:

-For people with high insulin sensitivity, eating high-carb and low-fat to lose weight is very helpful

-However, people who are insulin insensitive use a high-carb low-fat diet to lose fat, but the weight loss effect is not so good.

But on the contrary, studies have also shown that people with low insulin sensitivity have a very good weight loss effect on a low-carb high-fat diet, which shows that improving insulin is very important for weight loss, and it also shows that people with insulin insensitivity are more suitable

Lose weight with a high-carb diet.

So if you have been obese for a long time, you know that you eat carbohydrates easily, or you know that you have diabetes in your family and want to lose fat, then I would suggest that you can start by reducing carbohydrates, which is what we call low carb diet!

The Negative Impact of E-Levy on Mobile Banking.

DEFINITION OF TERMS

Mobile Banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.

Electronic Transaction Levy or “E-Levy” is a tax applied on transactions made on electronic or digital platforms.

ADVANTAGES OF MOBILE BANKING

Mobile banking offers numerous benefits such as ease of transaction, convenience, time-saving, managing your finances, and budgeting. Some advantages of Mobile Banking in remote areas include:

Financial Inclusion — mobile banking offers convenient and easy banking services to people in remote areas. Thus, it allows banking on the go and offers all benefits of a banking system to rural areas without the presence of a financial institution.

Accessing the bank 24/7 — Mobile banking provides ubiquitous banking services without the need to visit the bank to have access to services. This offers time to benefit and ease of transacting at a distance.

Cost-benefit — Mobile banking saves the banks the cost of building physical infrastructures (branches) and maintaining branches and staff. Also, reduced costs on the customer side since the burden of visiting the bank for services is eliminated.

Improving resilience in the face of poverty — Mobile money acts as both a savings vehicle and a means of transferring funds during times of economic or environmental shocks.

Strengthening the formal economy — For many micro, small, and medium enterprises (MSMEs), opening a mobile money account can facilitate access to formal financial services. Mobile money is well placed to address the issue of informality that blights many developing economies and hampers domestic resource mobilization efforts. Mobile Money enables ease of transacting, thus increasing business profits for MSMEs.

Facilitating economic growth — Mobile money has been shown to contribute to economic growth by increasing both productivity and per capita incomes

DISADVANTAGES OF E-LEVY ON MOBILE BANKING

The design of mobile money taxation policy appears to be the antithesis of a well-designed tax system. The disadvantages include:

Inequity — Mobile money taxes as currently structured to create inequity in the tax system. As the tax is mostly borne by the poor and users of the services are subject to additional taxation (unlike bank or cash transactions), the principles of both horizontal and vertical equity in the tax system are contravened.

Uncertainty -. Uncertainty and lack of transparency over taxation systems can have a direct impact on the operations of the tax authority, increasing enforcement costs, as well as discouraging investment.

Inconvenience — The administration of mobile money transaction taxes creates an inconvenience for MMPs who must calculate and collect the tax on the revenue authority’s behalf. There is an additional inconvenience for users of the service for whom remote digital transactions become more expensive or out of reach if they revert back to cash.

Inefficiency — Badly designed mobile money taxes have been shown to have a distortionary impact on demand for mobile money services. This in turn has had negative impacts on overall tax takes, as well as impacting the attainment of national economic and development goals.

EFFECT OF MOBILE BANKING — CASE STUDIES

The decision to impose taxes on mobile bank transactions will trigger so many problems.

Ghana — According to The Fourth Estate Ghana; Although the government projects a 24% decline in transactions when the levy is finally implemented, preliminary findings published by the bank of Ghana indicate the value of mobile money transactions had dropped by 3.2 billion in December 2021, less than 2 months after the proposal to introduce E-levy.

Uganda — An e-levy of 1% introduced in 2018 has led to an overall drop in the person-to-person transaction by more than 50%, and a 24% drop in industry transactions within the same year the tax was introduced according to a report by Global system for mobile communication (GSMA).

Congo — An e-levy of 1% was introduced in 2019. The government had to reverse the tax on cash outs only due to negative results of the levy on Mobile money users such as a decline in mobile money agents (unemployment) and high-value withdrawals by people.

Other countries include Benin (5%) and Cameroun (0.2%). In all these countries, the e-levy has imposed a negative effect on the economy and people. If we want to ensure the financial inclusion of people in rural areas, we need to ensure that we encourage mobile banking by withdrawing the e-levy tax.

Reference:

https://thefourthestategh.com/2022/03/16/e-levy-this-is-what-happened-when-other-african-countries-passed-it/

Purohit, S., & Arora, R. (2021). The benefits and challenges of mobile banking at the Bottom of the pyramid. Journal of Contemporary Issues in Business and Government Vol, 27(1).

Charles G. Kpan, Jr. is an Information Technologist with over 5 years of experience in the provision of Information Technology Services and an emphasis on Web Development and Visual Branding. He’s the managing Director of CYGEC IT SOLUTIONS INC. and holds a bachelor’s Degree in Information Technology from Blue Crest University, Liberia.